Terms of Use

These terms apply to your use of unsplode.com, run by Trevor Hanson and Caleb Pinegar, doing business as Unsplode. By using the site, you agree to them.

Educational content only

Everything on this site, including the free assessment and your result, is for informational and educational purposes only. It is not financial, investment, tax, legal, or medical advice. It does not diagnose or treat any condition, and it does not create a fiduciary, advisor-client, or physician-patient relationship. Talk with a licensed professional about your own situation before you make financial or health decisions.

About the assessment

The assessment is a short self-reflection tool based on the framework in Unsplode. Your result reflects only the answers you gave. It is a starting point for reading the book, not a professional evaluation of your health or finances.

No affiliation with Raymond James

Unsplode is not associated with, affiliated with, or endorsed by Raymond James Financial, Inc., Raymond James Financial Services, Inc., or any of their affiliates.

Stories and examples

Stories presented as real-life examples on this site and in the book are hypothetical.

Our content

The text, graphics, logo, book cover, and assessment on this site belong to Trevor Hanson and Caleb Pinegar, doing business as Unsplode. You may share links and short quotes with credit. Please don’t copy, republish, or sell our content without written permission.

Links and purchases

Buy buttons take you to third-party retailers. Your purchase is with that retailer, under its terms. Some links may be affiliate links, and we may earn a commission at no extra cost to you.

Use of the site

Please don’t misuse the site, for example by submitting other people’s email addresses, trying to break or overload it, or using it for anything unlawful.

No guarantees

We work to keep the site accurate and available, but it is provided “as is.” To the extent the law allows, Unsplode and its authors are not liable for decisions you make based on content from this site.

Governing law

These terms are governed by the laws of the State of Utah.

Changes We may update these terms. The date at the top shows the latest version.